Many renters assume their landlord's insurance covers everything—but here's the truth: it doesn't.
Your landlord's policy only protects the building itself, not your personal belongings inside. That means if there's a fire, flood, or burglary, you’re responsible for replacing your clothes, electronics, furniture, and more.
That’s where renters insurance comes in. It’s affordable—often as little as $15–$25/month—and offers three key protections:
-
Personal Property Coverage – Replaces your stuff if it's damaged or stolen.
-
Liability Coverage – Helps if someone is injured in your apartment or you accidentally damage someone else’s property.
-
Loss of Use – Covers hotel stays and meals if your place becomes unlivable due to a covered event.
Whether you're in your first apartment or living in a high-rise downtown, renters insurance gives you peace of mind without breaking the bank.
Need help finding the right policy? Our team specializes in helping renters protect what matters most. Reach out today for a quick, no-pressure quote!